Affordable Dental Care

From Your Affordable Dentist in Houston, TX

Providing Flexible Dental Financing

Quality oral health care is an investment, but it’s not an investment that should break the bank. At Pearl Shine Dental in Houston, TX, we offer various payment options and financing plans that allow patients to get the dental care they need right when needed! Oral health is directly tied to physical health, so treatment for serious dental problems should never be ignored or postponed. No matter your financial situation, we will work with you to develop a practical, achievable, affordable payment plan that will allow you to receive the treatment you need.

At Pearl Shine Dental, we strive to make payment easy for everyone, so we gladly accept cash, check, and credit card payments for all our dental treatments and procedures. We also work with third-party lenders CareCredit®, Sunbit, Proceed Finance, and LendingClub, and we have an in-house payment program, Pearl Shine Savings Club, so you can pay for your dental work on a schedule that works for you.

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Dr. Charolia smiling while talking to a patient with an x-ray in the background

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    External Payment Plans

    We work with CareCredit, Sunbit, Proceed Finance, and LendingClub as a third-party payment options for dental expenses. You can design a payment plan that works for you.

    External Payment Plans
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    Accepted Insurance

    To speak with our insurance specialist, give our office a call to see if your provider is in our network. Please bring your insurance card to each appointment. We also accept cash, credit card, ApplePay, and Zelle (if needed).

    Insurance Options
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    Pearl Shine Savings Club

    Our in-house savings plan, the Pearl Shine Savings Club, is a membership-based program for patients without insurance to save money on treatments.

    Dental Savings Plan

Insurance Providers

Our office is in-network with major providers, including Aetna, Ameritas, BlueCross Dental, Cigna, Elevance Health (formerly Anthem), Guardian, Humana, MetLife, Principal, United Concordia, and more. If you don't see your provider, give us a call, and we'd be happy to check if you're covered. We can also file and track your claims to ensure you're getting the most out of your benefits. We just ask that you bring your insurance card to each appointment so we can make sure your information is as up-to-date as possible.

Financial FAQs

  • How much will my dental visit cost?

    Our goal is to provide quality dental care that is also affordable. We know that every patient’s needs are unique, so we will work hard to create a personalized treatment plan that fits your budget. To learn more about our services and pricing, please give us a call and we’ll be happy to help.

    Contact Pearl Shine Dental in Houston, TX
  • Do you accept third-party payment options?

    Yes, we accept CareCredit, Sunbit, Proceed Finance, and LendingClub. Learn more about our third-party option using the link below.

    External Payment Plans
  • Can I use CareCredit with my insurance?

    CareCredit may be applied to your balance however you would like. You may choose to use your CareCredit card to pay your balance in full, in conjunction with your insurance coverage, or in small portions.

    Visit CareCredit

Care You Can Count On

At Pearl Shine Dental, we've created a welcoming, warm environment for our patients. We are currently accepting new patients and offer dental services for all of your needs. Explore our services below!

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Pearl Shine Dental

12220 Jones Rd Ste C
Houston, TX 77070
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Monday: 9:00 am – 6:00 pm
Tuesday: 9:00 am – 6:00 pm
Wednesday: 9:00 am – 5:00 pm
Thursday: 9:00 am – 6:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: 9:00 am - 3:00 pm



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